Holiday Extras

Direct

Tier 1

Trustpilot

4.5

52,964 reviews

Underwriter

Great Lakes Insurance UK Limited

Details

FCA: 828848

Updated: 2026-03-26

Website: www.holidayextras.co.uk

Product Details

Policy tiers: Bronze, Silver, Gold

Defaqto: 5-star (Gold tier)

Single trip age limit: No upper age limit

Annual age limit: Max 85

FCA entity: Holiday Extras Cover Limited

Trustpilot scope: Travel insurance

Data confidence: verified

Target Segments

FamiliesSeniors (65-74)Seniors (75+)Pre-existing medicalWinter sportsCruiseBackpackers / long-stayAdventure / activity

Awards

Globe Travel Awards — Best Insurance Provider, 16 consecutive years

Key Differentiators

• AnywhereGP — free 24/7 GP access worldwide
• Flight delay benefit — £25 cash back or airport lounge
• Gadget cover included as standard on all tiers
• Price promise — refund difference up to £100
• Gold tier exclusive to direct channel (not on comparison sites)
• Gold cancellation cover extendable to £65,000

Notes

40 years experience, 7 million customers insured. £13.8m claims paid in 2024. Strong cross-sell from airport parking/hotels/lounges. Also distributes via travel agents. Flight delay cover underwritten separately by Astrenska Insurance. Has backpacker, cruise, volunteer, motorcycle, safari, and extensive sports cover pages.

Observations

2026-03-26generalby Verified from website

HX underwriter is Great Lakes Insurance UK Limited (post-Brexit UK entity, not SE). FCA ref 828848 via Holiday Extras Cover Limited. 3 tiers: Bronze/Silver/Gold. Gold is Defaqto 5-star and exclusive to direct channel. 40 years experience, 7M customers, £13.8M claims paid 2024. Globe Travel Awards 16 consecutive years. AnywhereGP, flight delay £25 cash back, gadget cover standard.

#hx#underwriter#product#verified

2026-03-26productby Verified from website

HX product range is MUCH broader than marketing suggests: backpacker, cruise, annual cruise, volunteer, motorcycle, coach trip, safari, winter sports, water sports, extreme sports, hiking, football. Senior pages exist for Over 65/70/75/80/85/90+. Medical condition pages for 17+ conditions. Single trip: no age limit. Annual: max 85. This breadth is a hidden strength not reflected in positioning.

#hx#product-range#segments#verified

Ad Observations

2026-03-22google

“Travel Insurance from £6.53 | Holiday Extras”

Leading with low price point. Cross-sell positioning from airport parking and hotel pages.

Value / price