InsureandGo
Direct
Trustpilot
4.8
121,099 reviews
HX: 4.5 (52,964)
Underwriter
Not named on public site (arranged by IES Limited, Gibraltar)
Details
FCA: 309572
Updated: 2026-03-26
Website: www.insureandgo.com
Product Details
Target Segments
Awards
- Which? Best Buy (Gold tier)
Key Differentiators
- • No upper age limit on all policy types
- • 100+ sports and activities covered as standard
- • Black tier: unlimited medical + £0 excess
- • 99.5% of customers offered cover
- • 99%+ claims paid within 5 working days
Notes
Tagline: 'Go without the doubt.' 27 million+ travellers since 2000, 25+ years. 4 tiers from Budget to Black. No dedicated backpacker or long-stay product despite previous assumption. Senior pages: Over 50s through Over 80s. Extensive medical condition pages (cancer, heart, diabetes, epilepsy, etc.). Arranged by IES Limited (Gibraltar, FSC25393). Add-ons: Cruise Plus, Winter Sports, Golf, Activities/Extreme Sports, Gadget, Business, Pet Care.
Note: Underwriter not confirmed from public website. May be named in policy wording documents only.
Observations
InsureandGo has 4 tiers (Budget/Silver/Gold/Black). Black tier offers unlimited medical and £0 excess. No upper age limit on ALL policy types including annual. 100+ activities covered as standard. Gold = Which? Best Buy, Gold+Black = Defaqto 5-star. 121,099 Trustpilot reviews at 4.8. NO backpacker product found despite previous assumption.